How We Can Work Together
Wealth Management
Most of our clients feel that their financial security is too important to be doing it all themselves, and they understand the value of having personal advice to help them make the best decisions about their money. That gives them more time to create a life they love. Wealth Management is particularly beneficial for those with an ongoing need, such as investment management, or those experiencing a change of season in life, perhaps preparing for retirement or caring for loved ones.
Typical arrangement for this service is a one-time fee for financial plan set up with an annual fee for assets managed.
This annual fee keeps us on retainer for ongoing service, investment management, and one-off questions.
Financial Planning
Most clients that work with SCWP complete the full financial planning process, resulting in the foundational plan that drives future decisions. Our role in this engagement is to be a thought partner. We listen, analyze, and empower you to make the best choices for you. This is designed for those of you who want to continue collaborating but are happy with where your assets are (either because you’re in an employer retirement plan or because you enjoy managing your investment portfolio).
Retirement Plans
If you’re a business owner interested in setting up a plan for yourself or employees OR you’d like a second opinion on your current benefits, we’d love to talk. The right retirement plan for your business income can provide a long-term savings strategy in a near-term tax efficient way.
If you have employees, they will receive a valuable benefit too. Contact us for more information.
A one-time financial plan fee ranges from $2,500 to $8,000. Pricing depends on the complexity of need.
Ongoing planning incurs an hourly rate.
Ongoing Management
INVESTMENT
We recognize the barriers to entry that people face, so we offer 3 ways to partner.
Best for clients who:
Seek to retain a professional for ongoing financial advice throughout the year, using a quarterly service calendar to make sure clients stay on top of all financial opportunities available.
Prefer investments to be managed by someone other than themselves.
This service is based on a tiered fee for amount of investment dollars managed.
Project Basis
Best for clients who:
Prefer to DIY their investments
Are building net worth through alternative investments, such as real estate.
Are looking for a financial plan, but aren’t yet sure about committing to an ongoing engagement.
One-time planning fees begin at $2,500.
Hourly Rate
Best for clients who:
Have a financial plan in place (including one that is self-directed) and are looking for professional support.
Have some questions but aren’t yet sure about committing to a larger engagement.
Our hourly rate is $300 per hour.
Pricing depends on complexity of your financial situation.
All prospective engagements receive a formal proposal after the complimentary initial consultation.